Source+2

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 * 1) These higher debt levels have significant societal implications as recent debt burdened college graduates may have less flexibility in the types of jobs they are able to accept. Additionally, decisions about marriage, family, and home purchase may also be effected
 * 2) Much of the increase in student debt levels is the result of increased tuition costs over the past decad
 * 3) In 1991, 31% of recent graduates reported that they would have borrowed less if they had to do it again; by 2002 this percentage had increased to 54%
 * 4) They [college students] often make poor **financial** choices and are consequently vulnerable to **financial** stress
 * 5) College students reporting depression often attribute their depression to **financial** difficulties
 * 6) Students' confidence about their finances has been found to be significantly and negatively associated with mental health needs in general
 * 7) Students with poor credit histories lose many thousands of dollars as they pay more for insurance, car loans, and home loans, and may also have greater difficulty securing employment.
 * 8) Undergraduate students possess an average of 4.6 credit cards and 84% of students have at least one card
 * 9) About half of these students are revolving a balance by their senior year
 * 10) Their average balance has more than doubled during the past decade. (2006)