Source+5

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 * 1) College graduates' debt levels have increased significantly over the past decade.
 * 2) These higher debt levels have significant societal implications as recent debt burdened college graduates may have less flexibility in the types of jobs they are able to accept. Additionally, decisions about marriage, family, and home purchase may also be effected.
 * 3) In 1991, 31% of recent graduates reported that they would have borrowed less for tuition if they had to do it again
 * 4) By 2002, 52% of recent graduates reported that they would have borrowed less for tuition if they had to do it again
 * 5) students leaving school in order to work more hours to repay debts
 * 6) that 43% of whites and 70% minorities indicated that debt prevented them from finishing school
 * 7) Shockey and Seiling noted that 60% of their sample learned the most about their financial practices through their own experiences with tracking and less than 20% of their sample found formal classes or comments from friends helpful in learning about their personal financial behaviors. Self-discovery has been identified as the best way for awareness to be raised