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 * 1) Only 26 percent said they [teens] were knowledgeable about how credit-card interest and fees work, and only 14 percent about how income taxes work.
 * 2) ..75 percent of young American adults are likely to lack the skills needed to make beneficial financial decisions.
 * 3) Only half of respondents age 50 or older knew enough to correctly answer a pair of basic questions on interest rates and inflation.
 * 4) Only a quarter of respondents age 50 or older knew that buying stock in a single company was usually riskier than investing in a stock mutual fund.
 * 5) One three states - Utah, Missouri and Tennesse - require at least a one-semester personal-finance course.
 * 6) Fewer than half the states require personal-finance instruction as a requirement for graduation.
 * 7) "In fact, 70 percent of parents said they'd shown their teens how to do laundry, but only 29 percent had taught them how credit-card interest and fees work, and a mere 14 percent had explained what a 401(k) plan is."
 * 8) High-school seniors scored an average of 48.3 on a financial-literacy test in 2008.
 * 9) College students achieved an average score of 62.2 percent on the financial-literacy test in 2008.
 * 10) "The bad news is the only 25 percent of Americans graduate from college, leaving three-quarters ill-equipped to make critical financial decisions."
 * 11) "He also says a study funded by the endowment of 2,000 University of Arizona freshmen found that three factors reduce risky financial behavior: strong positive family influence; whether students had taken a financial-literacy class; and whether they had a part-time job
 * 12) "11,500 12th-graders in 590 public and private schools found that about four in 10 had reached the “proficient” level: They could “identify and apply key economic concepts and relationships dealing with national and international economic issues and important aspects of personal finance.
 * 13) ”Seventy-nine percent scored at or above the “basic” level."
 * 14) For example, about half of white students scored at or above the proficient level, compared with 16 percent of black and 21 percent of Hispanic students. At the basic level or higher, whites (87 percent) outscored blacks (57 percent) and Hispanics (64 percent).
 * 15) Males outperformed females on average and at the proficient level, though they were even at the basic level.